Insurance & Protection

Protecting your home, income, and family gives you peace of mind – and we’ll make sure you get the right cover for your needs.

Life Insurance

  • Pays out a lump sum to your family if you pass away.
  • Options for term or whole-of-life cover.
  • Add-ons available: critical illness or terminal illness cover.

Mortgage Protection

  • Covers your mortgage payments if illness, disability, or redundancy stops you working.
  • Coverage aligned to your outstanding mortgage balance.
  • Guidance on waiting periods and policy terms specific to the UK.

Critical Illness Cover

  • Lump sum if diagnosed with a serious illness defined in your policy.
  • Policies based on UK definitions of covered conditions.
  • Tailored cover for medical expenses and lifestyle adjustments.
  • Clear advice on survival periods and exclusions.

Income Protection

  • Replaces 50–70% of your income if illness or injury prevents you working.
  • Flexible cover periods and waiting times suited to your needs.
  • Typically replaces 50–70% of pre-tax earnings.
  • Expert guidance on exclusions and limitations in the UK market.

Landlord Insurance

  • Protects rental property, contents, liability, and loss of rent.
  • Cover for buildings and contents in rental properties.
  • Protection against property damage, liability, and loss of rental income.
  • Options for legal expenses and rent guarantee insurance.

Business Insurance

  • Comprehensive cover to protect your company’s assets, liabilities, and operations.
  • Tailored policies for businesses of all sizes across the UK.
  • Options include public liability, professional indemnity, and employer’s liability insurance.
Protect what matters most with tailored insurance solutions designed around your needs. From safeguarding your family to protecting your property or business, we provide expert guidance and access to trusted UK insurers.
Life Insurance – Security for your loved ones
  • Financial protection for your family in the event of death.
  • Options include term life or whole-of-life cover.
  • Cover tailored to UK-specific needs such as mortgage balances and income replacement.
  • Additional features available, including critical illness and terminal illness benefits.
Mortgage Protection – Protect your home and repayments
  • Covers mortgage repayments if you are unable to work due to illness, disability, or redundancy.
  • Coverage aligned to your outstanding mortgage balance.
  • Guidance on waiting periods and policy terms specific to the UK.
Critical Illness Cover – Support when it matters most
  • Lump sum payment on diagnosis of specified critical illnesses.
  • Policies based on UK definitions of covered conditions.
  • Tailored cover for medical expenses and lifestyle adjustments.
  • Clear advice on survival periods and exclusions.
Income Protection – Safeguard your income
  • Provides regular payments if you cannot work due to illness or injury.
  • Flexible cover periods and waiting times suited to your needs.
  • Typically replaces 50–70% of pre-tax earnings.
  • Expert guidance on exclusions and limitations in the UK market.
Landlord Insurance – Protect your property investment
  • Cover for buildings and contents in rental properties.
  • Protection against property damage, liability, and loss of rental income.
  • Options for legal expenses and rent guarantee insurance.
Business Insurance – Secure your business future
  • Comprehensive cover to protect your company’s assets, liabilities, and operations.
  • Tailored policies for businesses of all sizes across the UK.
  • Options include public liability, professional indemnity, and employer’s liability insurance.

Plan with confidence. Protect with care.

Speak to our advisors today to find the right insurance solution for your needs.

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